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For cross-cultural global health programs it’s critical to ensure that there is compatibility between the values of the program and the recipient culture.  Since most Tarahumara women live several hours or days away from the nearest clinic or hospital they suffer one of the highest rates of maternal mortality in North America.  Of course it would be ideal if the women were giving birth in clinics or hospitals but women hesitate to make the long and difficult trip–especially if labor has started.  They typically end up having their babies alone or with an untrained birth attendant.  Part of One HEART’s plan is to conduct a maternal health education program for the local Parteras (traditional birth attendants) and give them a few basic items like sterile blades to cut the umbilical cord.


Teresa, local Parteras

Ninety percent of the women who die in childbirth do so because of postpartum hemorrhage.  Administering drugs like Oxytocin to women who are having postpartum bleeding causes the uterus to contract and very effectively stops the bleeding.  Unfortunately, Oxytocin has to be kept refrigerated.  Another very effective drug for post partum hemorrhage, Misoprostol, does not need refrigeration and is very inexpensive—therefore an ideal drug for the Parteras to have on hand.  Unfortunately, because ‘Miso’ can also be used to induce an abortion, it has not been allowed to be used in the heavily Catholic Tarahumara Sierra. 

Arlene Samen the executive director of One HEART traveled to Mexico City to see if she could get the ban on ‘Miso’ lifted in the Tarahumara Sierra if proper precautions against misuse were taken.  The Mexican authorities who have been extremely welcoming to One HEART are taking Arlene’s request into consideration.  If approved it will be a huge victory for the Tarahumara women and their families.

One Response to “One HEART continued – Miso”

  1. Cheryl Hanna-Truscott says:

    Exactly!

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I recently returned from the Copper Canyon located in the Sierra Tarahumara in Northern Mexico where I was documenting the work of the non-profit organization One HEART as they address the high rate of infant and maternal mortality among the indigenous Tarahumara.  There are about 70,000 Tarahumara Indians—or Rarámuri—scattered throughout the Sierra living in natural shelters such as caves or cliff overhangs, as well as small cabins of wood or stone. 

The Rarámuri are best known for their tradition of long distance running up and down the steep canyon trails.  Some of their races, which they run in sandals or barefoot, last for days.  In fact the Rarámuri are hosting their annual Ultra Marathon on March 7th.  I was told that they hunt deer by chasing the animal until it drops from exhaustion.

The One HEART team was welcomed by the Rarámuri with one of their special ritual Yumaré fiestas which lasted all night.  Two goats were sacrificed and the women brought ceramic jars filled with tesguino (corn-based beer) that is consumed in many Rarámuri rituals.

  

Around 4 am I managed to get an hour of sleep before it began to get light.  Although the women did drink a little it was the men who really let their hair down. 

 

The music and dancing went on all night and as dawn broke it was mainly the women who were left standing. 

I have found that preconceived story lines almost always take an unexpected turn and this one certainly has.  If you have seen previous post on One HEART you are aware that I started working with them in Tibet.  This documentary which I originally thought would portray a successful approach to maternal mortality on the Tibetan Plateau now looks like it will be about the political and cultural hurdles one faces when trying to address issues like maternal and infant mortality in the developing world.  The Mexican Government is very receptive to One HEART’s work, however, the drug wars in Northern Mexico and cultural issues with the Rarámuri may pose special problems as One HEART tries to establish its program.  For cross-cultural global health programs it’s critical to ensure that there is compatibility between the values of the program and the recipient culture.  I hope to document the process One HEART goes through to become aware of and bridge the Rarámuri cultural beliefs and values with our western medical traditions.  I will continue to post more about the One HEART story as it unfolds.

4 Responses to “One HEART in Northern Mexico”

  1. Penni Webb says:

    Hi Phil

    Once again you are in the midst of a wonderful project and always – great photographs. I hope to do a South American trek this year, love the people, landscape and energy.

    Best Always
    Penni

  2. Arkadii says:

    Hi Phil.
    My friend saw all that spirit in Mexico, and he says that is amazing. I hope You will show us new photo from Mexico.

    Arkadii from Ukraine

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As I have mentioned the digital revolution in photography has made my work easier in many ways.  One of the greatest benefits is being able to capture images in low light.  With the release of the new cameras like the Nikon D3s and the Canon EOS-1D Mark IV this is just getting better.

However, the media revolution brought about by the internet is nudging all of us still photographers toward multimedia.  Now the space in my backpack that opened up because of the lighting equipment I have been able to get rid of has been more than replaced by audio and video equipment.

On the trip to the Tarahamara in Mexico I brought my Mark II 5D and the Sony PNW-EX1 to shoot video.  Betsy Hershey who is collaborating with me on the project brought her Canon Vixia HF S11 camcorder.  After spending time with all three cameras I’ve come to this conclusion.  The Mark II 5D is not ergonomically built to shoot video.  Even with the Z-Finder it is hard to focus on the move.  The add-ons that you need to purchase to make it somewhat ergonomically efficient make the 5D cost and weigh more than the Sony EX1.  The one advantage it has is being able to use all the Canon lenses and obtain a short depth of field.  From now on I’ll use the 5D for selected shots and usually on a tripod when I need to isolate my subject with a shallow depth of field.


Sony PNW-EX1


Mark II 5D with all the add-ons

The other thing I learned is that the HF S11 does a remarkable job for a consumer grade camera and has many advantages.  There were many times that Betsy was getting the shot while I was still getting my EX1 out of the pack and getting it fired up.  Also, the palm sized HFS11 camera is so unobtrusive!!  This was important in the area we working where there have been many drug related killings and journalists are not especially liked.


Canon Vixia HF S11

Here is some edited footage from the fiesta that alternately cuts between the EX1 and the HF S11.  I see a little less crispness in the image but all in all it isn’t bad!!  Can you see much difference? 

It was just 2 years ago the Panasonic DVX 100 mini DV standard definition was the standard for documentary film makers.  The 1920 x 1080 file from the tiny HF S11 is also a big improvement.

When it comes to catching an intimate moment and getting the shot I don’t mind a slight loss in dynamic range. I’m going to look at the next iteration of the HF S11 (HF S21) which will evidently have a touch and track sensitive LED screen that will allow you to focus by touching the screen on the area you want to focus.

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In my last blog I talked about the equipment I am using for multimedia.  Sound is such a critical part of multimedia production that I would like to elaborate on the sound equipment I use.

In multimedia you can get away with mediocre images much easier than poor sound.  To get good sound you need to go to an external DAT recorder like the Marantz 661 ($600) or the popular Zoom H4N ($350).   Both have internal mics but to get good sound you need to get some good external mics.   I use the Sennheiser MKH 416 or a wireless lavalier for interviews and the Audio Technica 825 stereo mic for ambient sounds. 

The Automatic Gain Control on the 5D Mark II makes it impossible to record a decent sound track.  When recording sound you want your input volume control to be at a steady level.  The AGC raises the volume setting any time there is a period of silence resulting in weird volume fluctuations through out the recording.  Unfortunately this is not a setting that can be turned off.  If you want to get away from carrying a DAT recorder and the extra hassle of syncing sound in post production Beach Tek has a solution to get around the AGC, but it still does not deliver the sound quality of the Marantz 661 (24bit/ 96kHz).  I decided to beef up the 661 a little further by getting it through Doug Oade who replaces the stock 661 mic pre amps for an extra $160 to increase the signal to noise ratio.  His site is a good source for info on field recording.

And finally it is necessary to listen to your sound throughout your entire recording.  A good pair of headphones is a must.   The industry standard is the Sony MDR 7506 ($100).  You wouldn’t take a picture without looking through the view finder, so why would you record sound without monitoring it. 

I recently watched Sound for Film and Television, which I recommend for a good and entertaining tutorial.  If you have any resources you recommend please share!

3 Responses to “Recording Sound with the 5D Mark ll”

  1. Cheryl Hanna-Truscott says:

    Good info. I think I have what I need except for the headphones. That said, the most challenging part is putting it all together to make a compelling story! Taking first steps… haven’t yet been able to work with the Center for Digital Story Telling (on Julee’s recommendation)…but at least can’t blame the equipment! :-) Thanks again!

  2. Rob says:

    Great, useful post! Hopefully that new 5D2 firmware update makes it a bit easier to record sound :)

  3. Phil,

    It looks like Canon has answered our call of new firmware fixing a lot of the problems shooting video with the 5D MK2. Check out the link http://www.usa.canon.com/dlc/controller?act=GetArticleAct&articleID=3287

    BTW, love your work!

    Jerry Greer

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Now that the web is nudging all of us photographers to create more than just stills to deliver our message we who work on location in remote areas are faced with the prospect of adding more equipment to the heavy packs we have been carrying for years!

Last year I traveled to Malawi, Zambia, Sri Lanka, Peru, India and Tibet to create short multimedia pieces for my ongoing project focusing on the empowerment of women and girls in the developing world. 

In addition to my Canon 1Ds Mark III and various lenses (16-35mm f 2.8;  70-200mm f 2.8;  28-70mm f 2.8;  24mm f1.4)   I was now carrying a Sony PMW-EX1 Camcorder; a Marantz 661 field DAT recorder; shotgun; omnidirectional; and wireless laviler microphones plus the tripod, lights, headphones, etc.

As you may have seen in a previous blog post, here is what it looked like on one of my trips to Tibet!! 

 

Not only is it a lot of weight that sometimes requires a Yak but in instances like this it makes getting to the equipment quickly a major problem—so much for spontaneity.

I’m on my way to Northern Mexico to do a story on maternal mortality among the Tarahamara Indians living in the Copper Canyon near Chihuahua.  Here is what I’ve decided to do to lighten my load.

One of the great advantages of digital photography is the ability to shoot in low light.  Instead of lugging around my heavy Lumedyne packs, batteries, and light heads I now just carry a Canon 580ez .   In fact, I hardly light anymore and create my highlights in post production (shooting HDR and using the brush tool in Lightroom - see below)  This has helped to lighten my load a lot.

My time in Mexico will determine whether I will replace my Canon Mark III 1Ds with a Mark II 5D to shoot both stills and video when needed.  Though the 5D does needs a few add-ons to make it functional as a video camera.   First, a Z-Finder from Zucuto is a must for getting accurate focus.  Secondly, the Automatic Gain Control on the 5D makes it impossible to record a decent sound track.  More on this in my next blog. 

We are all waiting for the promised firmware upgrade for the 5D that will allow a 24 frame per second frame rate.  Right now I’m not looking to use the 5D to completely replace my Sony EX1 but as I get used to shooting my interviews and B roll with it, I’m looking to the future and hoping I’ll be able to leave my EX1 at home.  The new Canon Mark IV will make high ISO still and video shooting even more available and I assume it won’t be long before these new SLR cameras will be built more ergonomically to allow for easier video shooting.

7 Responses to “Minimizing Equipment in the Age of Multimedia”

  1. Cheryl Hanna-Truscott says:

    I hope you will write a blog upon return about how simplifying your equipment is working for you. Have a remarkable journey!

  2. christine says:

    Thanks for the tip Phil :)

  3. joey b. says:

    thanks phil hope you teach us how you do it!!!

  4. Thanks for all the useful information in this.
    I’m wondering if you’ve also used the Canon Mark IV– my son is a sports photographer and he’s thinking of moving to the Mark III or Mark IV. He’d be grateful for any information from those who have used them both about whether it’s worth it to go the extra $$$ for the Mark III. He shoots primarily mixed martial arts and indoor sports right now. Perhaps you could help or point us in another direction. The specs of course are clear but there’s nothing like stories from the field.

    Thank you Phil and best of luck on the Mexico trip. Such important work.

    will you be at SPE National in

    • Phil Borges says:

      If he is interested in shooting sports and especially martial arts which could be indoor, low light situations, he will most likely want to look at the new Cannon Mark IV 1ds which has an ISO range of 100 to 12,800 and a top ISO rating of 102,400. This will offer a combination of speed, accuracy and image quality.

  5. Carole MacKay says:

    …truly inspired and inspirational…

    SHINE ON xx

    Live Love
    C x

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Hadia, Out-of-School Girls Program, Kabul, Afghanistan
Hadia, age 11                   Out-of-School Girls Program, Kabul, Afghanistan

By 2000, UNICEF reported that only 4 to 5% of Afghan children were being educated at the primary school level. Fewer still had access to secondary and university-level education.

According to the World Bank, “Since 2002, more than 6 million students and teachers have returned to school.” 

The organization, Ayni Education International, has certainly had a hand in the increasing education, especially for girls, in Afghanistan.  Featured this week in the Seattle Times, Ayni was founded by Seattle based Julia Bolz.

From Ayni’s website, “Our main project, called “Journey with an Afghan School,” began just months after 9-11 and the Taliban were removed from power in Afghanistan. It is a grassroots project to build and supply schools for Afghan children. 

With funds raised by communities across the country, we have defied all odds by building and supplying 19 new schools and repairing over a dozen others, serving about 25,000 Afghan students. We also have provided wells; distributed text-books, school supplies and athletic equipment; provided teacher trainings; and set up libraries, computer centers and PTAs. Most recently, we set up two teacher training centers, training several hundred teachers.”

As I continue to add to the “Call to Action” portion of a new website to be launched soon (www.stirringthefire.org) I am continually amazed by the extraordinary people like Julia Bolz that are making a difference.  Thanks Julia for your wonderful work!

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In sub-Saharan Africa, 61% of all people living with HIV are women. Young women (15–24 years) are three to six times more likely to be infected than men in the same age group.*

Unfortunately, 800,000 Zambian children have lost one or both parents to AIDS, and others are left to care for themselves because their parents have to work in the fields.**

Severe burns happen frequently because a third of the world still uses open
fires for cooking, heating and/or lighting. Overcrowded living conditions, lack of proper safety measures, loose clothing worn by women and insufficient parental supervision of children are other factors.

Because AIDS takes the lives of so many parents, especially the women who are the main caretakers of children many more children are now suffering burns from open fires.

The story of Mateo represents the typical scenario.  He fell into an open fire while under the care of his slightly older sister.  Actually Mateo was one of the lucky ones, many children go untreated but he received help from Interplast partner Dr. Goran Jovic.

The Forgotten Global Health Crisis from Phil Borges on Vimeo.

I traveled with Dr. Jovic as he flew to remote villages around Zambia in his single engine plane to treat severely burned patients that would otherwise never receive treatment and remain disabled for life. 

Burns comprise half of Interplast surgeries, with 80 percent of them being performed at 12 Interplast Surgical Outreach Centers in nine countries. 

*World Health Organization
**Interplast

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The number of study abroad programs is growing rapidly each year.  According to The Institute of International Education there is a growing trend to develop study abroad programs that are customized to students’ needs.  Some things I have learned you should consider when looking for your ideal program are:

  1. Community based Issues–Are the issues (i.e. girls education; trafficking etc.) that you are interested in addressed in the program?
  2.  Field based or classroom based–Ideally you want to be living and interacting as much as possible in the community you are studying or volunteering in.
  3.  Study or Research—how much support is in place locally to facilitate your study or research project
  4. Local Language immersion and instruction should be a strong component of the program
  5. Accreditation—Of course it’s ideal to receive college credits for your time and work while abroad.

As we build out the Call to Action section of our website we will categorize various study abroad programs with these attributes in mind.  Again, please give us feed back or let us know about any firsthand experience you have had in study abroad programs so we can grow our support for those who want to take this path.

4 Responses to “More on Study Abroad Programs”

  1. Whyteria Bullock says:

    Mr. Borges,
    I met you years ago at the Exploris Museum (Raleigh, NC) after a speech you gave to highlight the Tibetan Portrait. Working in that exhibit proved to be a life changing experience for me. I have a few questions for you:

    What kind of camera did you use for the Tibetan Portrait photographs?
    (I remember the story about the sticky film and chinese guards so I am guessing that it was a film camera and not a digital camera)?

    What do you prefer using now?

    Thank you.

    • Phil Borges says:

      Thank you for so generously sharing your response to Tibetan Portrait. I truly appreciate it.

      I used a Hasselblad for the image in Tibetan Portrait. Today I occasionally will use the Hasselblad but I shoot mostly with a Canon Mark III 1DS with 24mm and 35mm lenses.

      • Whyteria Bullock says:

        The Canon Mark III 1DS is a bulky camera. I’m sure the photos taken by it are amazing. I am buying my first SLR:
        Canon EOS Digital Rebel XSi
        So I can learn the basics.

        Have you kept in touch with any of the subjects from the Tibetan Portrait. All of the children must be adults now. I’m sure you left an impression on them.

        • Phil Borges says:

          You know I haven’t been able to keep in touch with the people in Tibetan Portrait since they are nomadic and I haven’t spent a lot of time in Tibet since then. I will likely be going back this spring and who knows. . .

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In 2002 National Geographic conducted a survey accessing the geographic literacy of 18 to 24 year olds in 9 industrialized countries.  The United States came in next to last—85% could not find Afghanistan on a map; 56% could not find India and 30% could not find the Pacific Ocean.  Last year less than 1% of college and university students did a study abroad and 75% of them went to Western Europe.

I find these numbers a shocking reminder of how insular our country is today.

However, as I traveled around the country promoting the Women Empowered project I found many college and high school students were coming up to me after my presentation and asking how they might get involved.  I began to realize that these students could be a significant source of support for empowering women and girls in the developing world.  For the most part they didn’t have much money to donate but wanted to volunteer their time.  The students who had traveled abroad let me know how much their trips that involved some form of community service had “changed their lives”.  

Of course the most personal way to contribute is to volunteer time.  University students who are not yet tied down with family obligations and mortgage payments are ideal candidates for this type of involvement.  It’s an excellent way to broaden perspectives and get an experiential high by giving to something outside of oneself.

In 2009 I decided to expand and reconfigure the Women Empowered exhibition and website to, among other things, reach this younger demographic by including multimedia pieces and an expanded call to action that offered many more ways to get involved.  I want the exhibition and website to inspire student participation—to make it easy for students to become advocates and to provide resources that would allow them to find study abroad or volunteer programs that focused on the issues faced by women and girls in the developing world.

I’m looking for organizations that have programs that allow university students to take a semester abroad and work with local organizations that empower women and girls.  It would be ideal if the program were structured so the student could choose their specific area of interest (i.e. maternal health, micro credit, girl’s education, child trafficking, etc.)  It would be even more ideal if the student could receive credit toward their degree for their time abroad.  SIT –(School for International Training) is a good example.  If anyone knows of organizations with programs like this I would be so appreciative if you let me know.  I want a list of resources to accompany my website and exhibition Women Empowered as it travels to universities to help students that want to get involved with these issues.

2 Responses to “What study abroad programs focus on women’s issues?”

  1. P. Feeley says:

    I attended Antioch Education Abroad’s Comparative Women’s Studies in Europe Program in 1997 and it’s still going strong…stronger in fact as they’ve now added”gender studies” to the content area. It’s a terrific program that puts students in touch with leaders, activists, scholars, etc – discussions with such folks become the classroom as students move through 4 countries.

    “Comparative Women’s and Gender Studies in Europe (WGSE) is designed for students interested in exploring women’s, gender, queer, and sexuality issues and feminist theory as they earn 16 semester credits while traveling across Europe.”

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“Donor Illusion” is a currently a hot debate.

In my work I have had the opportunity to see many of the issues women face in the developing world up close and personal.  I realize that many people that want to help women and girls have not had a face to face encounter with those they would like to help. 

Fortunately, nonprofits have recently evolved some great techniques to make donors feel engaged with the personal stories of those in need.  Along with the desire to feel that person-to-person connection, lenders are becoming savvier and clearly desire an explanation of precisely where their donations are going. 

A recent blog post by David Roodman states, ‘In short, the person-to-person donor-to-borrower connections created by Kiva are partly fictional.”  This information attracted widespread attention.  The “Donor Illusion” debate is outlined well in this article in the NY Times and this is another great source of additional information.

In my opinion the way in which the nonprofit world is evolving is a step in the right direction.  The desire to have a direct person-to-person contribution with no intermediary is in itself an illusion.  Tim Odgen of Philanthropy Action makes this point well.

Kiva gives you a list of photographs and profiles of individuals you can support with a micro credit loan.   Your loan goes to one of Kiva’s worldwide “Field Partners”, (microfinance institutions that service the community where the individual you have chosen lives).  The Field Partner approves and disburses a microloan to the entrepreneur you have chosen and gives them a repayment schedule.  When the loan gets repaid you can collect it or designate another entrepreneur to lend it to.

The Kiva model of lending is currently being used to help worthy students get educational loans in countries where student loans have heretofore been nonexistent. 

Another program for donors (not lenders) administered by CARE that takes off on this idea is Join My Village.  Instead of choosing an individual to contribute to you choose a village in Africa and General Mills matches your contribution dollar for dollar.   The donations to Join My Village support ‘Village Savings and Loan’ programs that enable small groups of women to form their own micro banks.  I visited many of these VSL groups when I was in Malawi last year and was very impressed. 

VSL2
I created a multimedia piece about the program for CARE if you would like to learn more.

As time goes on I’m sure more programs like these will make giving more personal and transparent.  I would love to hear of your experiences with organizations like these, as well as, similar organization that you have been impressed by?

4 Responses to “Nonprofit models of giving are evolving to become more personal and transparent.”

  1. Thank you for this thoughtful piece Phil. I admire the work that you do as a photographer to impact social conditions. Your blog got me thinking, in a direction a little away from your topic, but still in the arena of projects to help others. So here goes: In addition to the many fine ngos that are out there, I’m equally drawn to another sector of those working for social change–not organizations and those who thankfully support them; but rather individuals, and in particular, photographers, who self-initiate projects and work closely with a community or circumstance, often over a long term.

    As you know, there are a surprisingly large number of photographers who are thus involved. This kind of self-generated and self-funded project stays on a small scale, rather than generating a sizeable organization, overhead, and infrastructure. It’s a vital part of the total community working for all those social, political, environmental, and human rights issues.

    Related to this — in 1998– I started a small program, “Not for Profit: Photographers Working for Social Change,” to showcase this kind of work and photographer, through exhibitions, public lectures. and publications. By virtue of the fact that such endeavors are self-financed, public awareness may be limited. I set up the Network to make use of my communication/public relations etc skills to put the spotlight on meaningful work. My premise was that even learning about some of the small but focused efforts of this sort can inspire others — to become supporters in some way, or to possibly start a project of their own that’s close to their own life experience.

    My own first photographic project of this nature began in 1968 in Hawaii, when I worked with one of the last ancient Hawaiian fishing communities, whose lifestyle was threatened by resort development. I continue to be involved with the families I photographed then, even though the original settlement was covered by lava flows in the 1990s. And the work has with each year become more important to those native Hawaiians striving to perpetuate Hawaiian ways and traditions and rebuild a community.
    Truthfully, I never expected to see a single body of my work attain such importance — to the community and issues involved — during my lifetime.

    In terms of the “Not for Profit Network,” my last public effort was a lecture at the National SPE in Denver 2008. I haven’t gotten to any publishing efforts yet — although the two exhibits I curated resulted in mounds of publicity for the various photographers involved. In 2010 I’ll be working on an expanded web presence to showcase of the incredible work I’ve found being done by people all over the world. “One by One” — (as I titled my SPE talk), individual photographers are every day working for social change — not as their job– but as a passionate part of the fabric of their lives. The more that is known about their work, the more likely it is that others may be inspired to undertake the same, something on a doable scale that will become an integral part of their own lives.

    So much help, aid, guidance and intervention is needed throughout the world that there can never be enough undertakings, whether small or large, to meet the need.

    • Phil Borges says:

      Mary Ann,
      Many thanks for following my blog and informing me about your program “Not for Profit”. I think it is fantastic that you have created an organization that highlights and supports photographer’s personal projects. It is also wonderful that you are going to be dedicating more time to “NFO” in the upcoming year. Social documentary is indeed a rewarding field to be in! Have you heard of Blue Earth Alliance? It is similar to NFP in ways and I am actually a founder and still serve on the advisory board.
      Best, Phil

  2. Jenn says:

    Dear Phil,

    I am the President of Givology (www.givology.org), mentioned in Half the Sky alongside Kiva and Globalgiving. I would like to explore your opinion on personalized giving. How much transparency and disclosure of the process do you as a donor need? What about if you were the website manager? We trade off data overload considerations and simplicity of message in every major decision on disclosure, however, also do not want to be deemed disingenuous. What do you think is “the illusion”?

    Donation that is matched by a company is a great sustainability model, but one that depends on scale. What is your opinion on giving groups and how to better leverage peer/family matched giving?

    Would love your thoughts – and what beautiful, touching pictures…thank you.

    Best,
    Jenn

    • Phil Borges says:

      Hi Jenn,
      I’m just beginning to learn about what seems to be the rapidly evolving ‘people to people’ model of giving of which Kiva is one of the most well known. I have no knowledge of programming or what would lead to data management overload. What I wonder about is how do organizations like yours that collect donations for international grass root organizations or micro finance institutions (MFI’s) in the developing world assess the efficiency of those organizations? The ‘illusion’ I was speaking of is the illusion as in the case of Kiva that a donor’s contribution is going directly to the person whose picture is on the web site. I believe it would be a big mistake if the donation/loan did go directly to an individual without a reliable local intermediary to supervise the transaction. But who is monitoring the intermediary?
      Best, Phil Borges

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